End2EndPay (“we”, “us” or “our”) is an online payment gateway that makes it easy for merchants to accept
payments online from users or customers leveraging several available payment channels available in the global
markets. Our payment channels include card payment, bank account payment, quick response (QR) Payment,
unstructured supplementary service data (USSD), bank transfer, wallet payment etc
We are an independent contractor for all purposes, providing this website and our services on an independent
service provider basis. We do not have control or assume the liability or legality for the products or services
that are paid for with our service. We do not guarantee any user's identity and cannot ensure that a buyer or
seller will complete a transaction.
This Terms of use and service is an agreement between you and End2EndPay. It details End2EndPay's obligations to
you. It also highlights certain risks on using the services and you must consider such risks carefully as you
will be bound by the provision of this Agreement through your use of this website or any of our services.
Should you require any further information or have any questions about our Terms of Use and Service, please feel
free to contact us via mail at info@End2EndPay.com
This is a Contract: These terms and conditions govern the use of this website; by using this
website, you hereby
accept these terms and conditions in full and without any reservation. If you disagree with these terms and
conditions or any part of these terms and conditions, then you must not use this website.
Furthermore, you must be at least 18 [eighteen] years of age to use this website. By using this website and by
agreeing to these terms and conditions, you hereby warrant and represent that you are at least 18 years of age.
By using this website www.End2EndPay.com,any of our
websites and/or services, you agree to these Terms of Use.
The website Privacy Policy, and Merchant Terms of Service (where applicable) are incorporated by reference into
these Terms of Use.
Our website and services are not directed to children under 18. We do not knowingly transact or provide any services to children under 18.
End2EndPay is committed to managing your Personal Information in line with global industry best practices. You can read our Privacy Policy to understand how we use your information and the steps we take to protect your information.
This website must not be used in any way that causes, or may cause, damage to the website or impairment of the
availability or accessibility of www.End2EndPay.com or in any way which is unlawful, illegal, fraudulent or
harmful, or in connection with any unlawful, illegal, fraudulent or harmful purpose or activity.
This website must not be used to copy, store, host, transmit, send, use, publish or distribute any material
which consists of (or is linked to) any spyware, computer virus, Trojan, or other malicious computer software.
You must not conduct any systematic or automated data collection activities on or in relation to this website
without End2End Technologies Limited express written consent. E.g. scraping, data mining, data extraction, data
harvesting, screenshots.
This website or any part thereof must not be used to transmit or send unsolicited commercial communications, nor
must it be used for any purposes related to marketing without the express written consent of End2End
Technologies Limited.
We try to keep End2EndPay available at all times, bug-free and safe, however, you use it at your own risk.
Our website and services are provided “as is” without any express, implied and/or statutory warranties
(including, but not limited to, any implied or statutory warranties of merchantability, fitness for a particular
use or purpose, title, and non-infringement of intellectual property rights). Without limiting the generality of
the foregoing, End2EndPay makes no warranty that our website and services will meet your requirements or that
our website will be uninterrupted, timely, secure, or error free. No advice or information, whether oral or
written, obtained by you through our website or from End2EndPay, its parents, subsidiaries, or other affiliated
companies, or its or their suppliers (or the respective officers, directors, employees, or agents of any such
entities) (collectively, "End2EndPay parties") shall create any warranty.
If you believe that an unauthorized or otherwise problematic transaction has taken place, you agree to notify us
immediately, to enable us take action to help prevent financial loss.
All claims against us related to payments should be made within 45 (forty-five) days after the date of such
payment. It will be taken that you waive all claims against us, to the fullest extent of the law after the said
period of time.
If you enter into a transaction with a third party and have a dispute over the goods or services you purchased,
we have no liability for such goods or services. Our only involvement with regard to such transaction is as a
payment gateway.
We may intervene in disputes between users and merchants concerning payments but have no obligation to do so.
Your transaction ID and/or transaction details will be required to resolve all disputes
End2End Technologies Limited will not be liable to you (whether under the law of contact, the law of torts or
otherwise) in relation to the contents of, or use of, or otherwise in connection with, this website:
to the extent that the website is provided free-of-charge, for any direct loss; for any indirect, special or
consequential loss; or for any business losses, loss of revenue, income, profits or anticipated savings, loss of
contracts or business relationships, loss of reputation or goodwill, or loss or corruption of information or
data.
These limitations of liability apply even if End2End Technologies Limited has been expressly advised of the
potential loss.
In no event will any of the End2EndPay parties be liable for (a) any indirect, special, consequential, punitive,
or exemplary damages or (b) any damages whatsoever in excess of the amount of the transaction or five thousand
united states dollars (us$5,000.00) dollars, whichever is lesser (including, without limitation, those resulting
from loss of revenues, lost profits, loss of goodwill, loss of use, business interruption, or other intangible
losses), arising out of or in connection with End2EndPay's website or services (including, without limitation,
use, inability to use, or the results of use of End2EndPay's websites or services), whether such damages are
based on warranty, contract, tort, statute, or any other legal theory.
Some jurisdictions do not allow the exclusion of certain warranties or the limitation or exclusion of liability for certain damages. Accordingly, some of the above disclaimers and limitations of liability may not apply to you. To the extent that any End2EndPay Party may not, as a matter of applicable law, disclaim any implied warranty or limit its liabilities, the scope and duration of such warranty and the extent of the End2EndPay's Party's liability shall be the minimum permitted under such applicable law.
By using this website, you agree that the exclusions and limitations of liability set out in this website disclaimer are reasonable. If you do not think they are reasonable, you must not use this website.
You accept that, as a limited liability entity, End2End Technologies Limited has an interest in limiting the personal liability of its officers and employees. You agree that you will not bring any claim personally against End2End Technologies Limited's officers or employees in respect of any losses you suffer in connection with the website. Without prejudice to the foregoing paragraph, you agree that the limitations of warranties and liability set out in this website disclaimer will protect End2End Technologies Limited officers, employees, agents, subsidiaries, affiliates, successors, assigns and sub-contractors.
We may need to update, modify or amend our Terms of Use as our technology evolves. We reserve the right to make
changes to this Terms of Use at any time by giving notice to users on this page.
We advise that you check this page often, referring to the date of the last modification on the page If a user
objects to any of the changes to the Terms of Use, the User must cease using our website and/or services
immediately.
These Terms of Use shall be interpreted and governed by the laws currently in force in the Federal Republic of Nigeria.
We shall make an effort to settle all disputes amicably. Any dispute arising out of this Terms of Use, which
cannot be settled, by mutual agreement/negotiation within 1 (one) month shall be referred to arbitration by a
single arbitrator at the Lagos Multi-Door Courthouse (“LMDC”) and governed by the Arbitration and Conciliation
Act, Cap A10, Laws of the Federal Republic of Nigeria.
The arbitrator shall be appointed by both of us (we and you), where both of us are unable to agree on the choice
of an arbitrator, the choice of arbitration shall be referred to the LMDC. The findings of the arbitrator and
subsequent award shall be binding on both of us. Each of us shall bear our respective costs in connection with
the Arbitration. Venue for the arbitration shall be Lagos, Nigeria.
If any portion of these Terms of Use is held by any court or tribunal to be invalid or unenforceable, either in whole or in part, then that part shall be severed from these Terms of Use and shall not affect the validity or enforceability of any other part in this Terms of Use.
By signing up for an account on this website (www.End2EndPay.com), any of our websites and/or services, you are deemed a merchant and agree to these Merchant Terms of Service (the “Agreement”). Please read these merchant terms of service carefully before signing up as a merchant. If you do not agree to any or all of these terms of service, do not use this site!
These Merchant Terms of Service is an agreement between you and End2EndPay. It details End2EndPay's obligations to you. It also highlights certain risks on using the services and you must consider such risks carefully as you will be bound by the provision of this Agreement through your use of this website or any of our services.
To use End2EndPay, you have to create a End2EndPay account by registering. To register, you will provide us with
certain information such as your email, first name, last name, business name and phone number; Corporate
information, BVN, valid means of identification and we may seek to verify your information, (by ourselves or
through third parties), after which we will approve your account unless deemed risky. You give us permission to
do all these.
Registration and/or sign up as a User on this Site shall only be conducted by individuals or corporate entities
who can form legally binding contracts under applicable law.
It is a condition of your use that all the information you provide on this Site will be correct, current and
complete. If End2EndPay believes that the information you provide is not correct, or complete, End2EndPay has
the right to refuse you access to this Site or any of its resources, and to terminate or suspend your access at
any time.
We are required to assist in the fight against money laundering activities and the funding of terrorism by
obtaining, verifying, and recording identifying information about all customers. We may therefore ask you to
supply us with personal information relating to you or any Recipient, and we may also legally consult other
sources or third parties to obtain information about You or any Recipient.
We will verify your residential address and personal details in order to confirm your identity. We may also need
to verify the identity of a Recipient in the same way. All information provided by you will be treated securely
and strictly in accordance with all applicable law. We may do this directly, for example by asking you for
additional information, or asking you to take steps to confirm ownership of your Account, Payment Instruments,
or email address; or indirectly, for example by verifying your information against third party databases or
through other sources.
You explicitly consent to us accessing, processing, and retaining your personal information in line with our
Privacy Policy.
We may be obliged by law to provide information about you, your use of the Site, your, and your Payment
Instruction, to any competent regulatory authorities as described in our Privacy Policy.
End2EndPay may place certain restrictions on your Account, depending on your residence, location, compliance
checks or regulatory requirements under applicable law.
Your Account shall be used exclusively by you and you shall not transfer your Account to any third party. If you
authorize any third party to manage your account on your behalf, this shall be at your own risk and End2EndPay
shall not be liable to you in any way for any loss or liability arising from use by the third party.
In the event that you change any information provided to us at registration including your business name, address, financial institution, mode of payments or the products and services that you offer, or where a corporate restructuring occurs you agree to notify us within 14 days of such change. We may be unable to respond to you if you contact us from an address, telephone number or email account that is not registered with us
You represent and warrant to End2EndPay that:
Our website and services are not directed to children under 18. We do not knowingly transact or provide any services to children under 18.
You agree not to allow anyone else to have or use your password details and to comply with all reasonable
instructions we may issue regarding account access and security. In the event you share your password details,
End2EndPay will not be liable to you for losses or damages. You will also take all reasonable steps to protect
the security of the personal electronic device through which you access End2EndPay's services (including,
without limitation, using PIN and/or password protected personally configured device functionality to access
End2EndPay's services and not sharing your device with other people).
Use License
The materials appearing on End2EndPay's website could include technical, typographical, or photographic errors. End2EndPay does not warrant that any of the materials on its website are accurate, complete or current. End2EndPay may make changes to the materials contained on its website at any time without notice. However End2EndPay does not make any commitment to update the materials.
End2EndPay has not reviewed all of the sites linked to its website and is not responsible for the contents of any such linked site. The inclusion of any link does not imply endorsement by End2EndPay of the site. Use of any such linked website is at the user’s own risk.
End2EndPay may revise these terms of service for its website at any time without notice. By using this website you are agreeing to be bound by the then current version of these terms of service.
You agree to comply with all data privacy and security requirements of the Payment Card Industry Data Security
Standard (PCI DSS Requirements”) and under any applicable law or regulation that may be in force, enacted or
adopted regarding confidentiality, your access, use, storage and disclosure of user information. Information on
the PCI DSS can be found on the PCI Council's website. It is your responsibility to comply with these standards.
We are responsible for the security and protection of Card Holder Data (CHD) we collect and store. Accordingly,
we implement access control measures, security protocols and standards including the use of encryption and
firewall technologies to ensure that CHD is kept safe and secure on our servers, in compliance with the PCI DSS
Requirement. We also implement periodical security updates to ensure that our security infrastructures are in
compliance with reasonable industry standards.
We acknowledge that you own all your customers' data. You hereby grant End2EndPay a perpetual, irrevocable,
sub-licensable, assignable, worldwide, royalty-free license to use, reproduce, electronically distribute, and
display your customers' data for the following purposes:
We hereby grant you a revocable, non-exclusive, non-transferable license to use End2EndPay’s APIs, developer’s toolkit, and other software applications (the “Software”) in accordance with the documentation accompanying the Software. This license grant includes all updates, upgrades, new versions and replacement software for your use in connection with the End2EndPay’s services. If you do not comply with the documentation and any other requirements provided by End2EndPay, then you will be liable for all resulting damages suffered by you, End2EndPay and third parties. Unless otherwise provided by applicable law, you agree not to alter, reproduce, adapt, distribute, display, publish, reverse engineer, translate, disassemble, decompile or otherwise attempt to create any source code that is derived from the Software. Upon expiration or termination of this Agreement, you will immediately cease all use of any Software.
We hereby grant you a revocable, non-exclusive, non-transferable license to use End2EndPay’s trademarks used to identify our services (the “Trademarks”) solely in conjunction with the use of our services. You agree that you will not at any time during or after this Agreement assert or claim any interest in or do anything that may adversely affect the validity of any Trademark or any other trademark, trade name or product designation belonging to or licensed to End2EndPay (including, without limitation registering or attempting to register any Trademark or any such other trademark, trade name or product designation). Upon expiration or termination of this Agreement, you will immediately cease all display, advertising and use of all of the Trademarks.
We do not grant any right or license to any End2EndPay intellectual property rights by implication, estoppel or
otherwise other than those expressly mentioned in this Agreement.
Each party shall retain all intellectual property rights including all ownership rights, title, and interest in
and to its own products and services, subject only to the rights and licenses specifically granted herein.
You hereby grant End2EndPay permissions to use your name and logo in our marketing materials including, but not limited to use on our website, in customer listings, in interviews and in press releases. Such Publicity does not imply an endorsement for your products and services.
The parties acknowledge that in the performance of their duties under this Agreement, either party may
communicate to the other (or its designees) certain confidential and proprietary information, including without
limitation information concerning each party’s services, know how, technology, techniques, or business or
marketing plans (collectively, the “Confidential Information”) all of which are confidential and proprietary to,
and trade secrets of, the disclosing party. Confidential Information does not include information that: (i) is
public knowledge at the time of disclosure by the disclosing party; (ii) becomes public knowledge or known to
the receiving party after disclosure by the disclosing party other than by breach of the receiving party’s
obligations under this section or by breach of a third party’s confidentiality obligations; (iii) was known by
the receiving party prior to disclosure by the disclosing party other than by breach of a third party’s
confidentiality obligations; or (iv) is independently developed by the receiving party.
As a condition to the receipt of the Confidential Information from the disclosing party, the receiving party
shall: (i) not disclose in any manner, directly or indirectly, to any third party any portion of the disclosing
party’s Confidential Information; (ii) not use the disclosing party’s Confidential Information in any fashion
except to perform its duties under this Agreement or with the disclosing party’s express prior written consent;
(iii) disclose the disclosing party’s Confidential Information, in whole or in part, only to employees and
agents who need to have access thereto for the receiving party’s internal business purposes; (iv) take all
necessary steps to ensure that its employees and agents are informed of and comply with the confidentiality
restrictions contained in this Agreement; and (v) take all necessary precautions to protect the confidentiality
of the Confidential Information received hereunder and exercise at least the same degree of care in safeguarding
the Confidential Information as it would with its own confidential information, and in no event shall apply less
than a reasonable standard of care to prevent disclosure.
You agree that, you are solely responsible for verifying the identities of your customers, ensuring that they
are authorised to carry out the transactions on your platform, and determining their eligibility to purchase
your products and services.
You are also required to maintain information and proof of service or product delivery to your customer. Where a
dispute occurs needing resolution, you may be required to provide End2EndPay with these.
Each card network has its own rules, regulations and guidelines. You are required to comply with all applicable Network Rules that are applicable to merchants. You can review portions of the Network Rules at Mastercard, Visa, Verve and other payment cards. The Card Networks reserve the right to amend the Network Rules.
You may only process payments when authorised to do so by your customer. We will only process transactions that
have been authorised by the applicable Card Network or card issuer.
We do not guarantee or assume any liability for transactions authorised and completed that are later reversed or
charged back (see Chargebacks below). You are solely responsible for all reversed or charged back transactions,
regardless of the reason for, or timing of, the reversal or chargeback. End2EndPay may add or remove one or more
payment types or networks at any time. If we do so we will use reasonable efforts to give you prior notice of
the removal.
You agree to pay us for the services we render as a payment gateway for your goods and services. Our Fees will
be calculated as demonstrated on the Pricing page on the website and can be calculated on the same page using
the “little calculator” we provided. The Fees on our Pricing page is integral to and forms part of this
Agreement.
We reserve the right to revise our Fees. In the event that we revise our fees we will notify you within 5 days
of such change.
Subject to the terms of this Agreement, End2EndPay will send to your designated bank or card settlement account
(“Bank Account”) all amounts settled and due to you from your transactions, minus our fees as stated in the Fee
Schedule, any Reversals, Invalidated Payments, Chargebacks, Refunds or other amounts that you owe to End2EndPay
under this Agreement (“Payout”). If the Payout is not sufficient to cover the amounts due, you agree that we may
debit your Bank Account for the applicable amounts, and/or set-off the applicable amounts against future
Payouts. Upon our request, you agree to provide us with all necessary bank account and related information and
grant us permission to debit amounts due from your Bank Account.
After transfer of funds is initiated to your Bank Account, we will update information on your End2EndPay
Dashboard to reflect settlement. Information regarding your transactions that are processed and settled using
End2EndPay (“Transaction History”) will be available to you when you login to your End2EndPay Dashboard. While
we will provide Transaction History in your End2EndPay Dashboard, you are solely responsible for compiling and
retaining permanent records of all transactions and other data associated with your End2EndPay account as may be
required for your business. End2EndPay is not responsible for maintaining Transaction History or other records
in a manner consistent with your record retention obligations.
Your Payout Schedule, which is the time it takes us to initiate a transfer to your Bank Account settled funds from card transactions processed through us is on your End2EndPay Dashboard. We reserve the right to change your Payout Schedule, suspend payouts to your Bank Account or initiate a Reversal should we deem it necessary due to pending disputes, excessive or anticipated excessive Chargebacks or Refunds, or other suspicious activity associated with your use of End2EndPay, or if required by law or court order.
You authorise and instruct End2EndPay to hold, receive, and disburse funds on your behalf when such funds from
your card transactions settle from the Card Networks. By accepting this Agreement, you further authorise
End2EndPay on how your card transaction settlement funds should be disbursed to you as Payouts and the timing of
such Payouts.
You agree that you are not entitled to any interest or other compensation associated with the settlement funds
held by End2EndPay pending settlement and Payout to your Bank Account.
Settlement funds will be held in a deposit account at End2EndPay pending Payouts to you in accordance with the
terms of this contract. We may periodically make available to you information about pending settlements yet to
be received from the Card Networks.
Your authorisations will remain valid and be of full effect until your End2EndPay Account is closed or
terminated.
End2EndPay is responsible for protecting the security of Payment Data including CHD in our possession and will
maintain commercially reasonable administrative, technical, and physical procedures to protect all the personal
information regarding you and your customers that is stored in our servers from unauthorised access and
accidental loss or modification. Although, we cannot guarantee that unauthorised third parties will never be
able to defeat those measures or use such personal information for improper purposes. We will however take all
reasonable and commercially achievable measures to address any security breach as soon as we become aware.
You agree to use other procedures and controls provided by us and other measures that are appropriate for your
business to reduce the risk of fraud.
In the event that you suspect any fraudulent activity by a customer, you agree to notify End2EndPay immediately
and quit the delivery of the service. In addition, where we suspect that there have been frequent fraudulent
transactions on your account, we reserve the right to cancel our service to you and/or your account
You agree to notify us immediately any error is detected while reconciling transactions that have occurred using
End2EndPay. We will investigate and rectify the errors where verified. In the event that we notice any errors,
we will also investigate and rectify such errors.
Where we owe you money as a result of such errors, we will refund the amounts owed to you by a bank transfer to
your Bank Account.
If a transaction is erroneously processed through your platform, report to us immediately. We will investigate
any such reports and attempt to rectify the errors by crediting or debiting your Bank Account as appropriate.
Failure to notify us within 45 (forty-five) days of the occurrence of an error will be deemed a waiver of your
rights to amounts that are owed to you due to an error.
In consideration of End2EndPay agreeing to initiate the action to turn off two-factor authentication on the
account of the Merchant, an OTP (One Time Password) will be generated and sent to the registered phone number
notifying the Merchant of the action initiated. The Merchant hereby agrees to indemnify and hold harmless
End2EndPay, its officers, directors, employees, agents, and affiliates from and against any and all claims,
damages, losses, liabilities, costs, and expenses, including reasonable attorneys' fees, arising out of or
resulting from the initiation of said action.
The Merchant acknowledges and agrees that the decision to turn off two-factor authentication on their account is
solely at their own risk, and End2EndPay shall not be liable for any damage or loss suffered by the Merchant as
a result thereof. The Merchant further agrees to indemnify and defend End2EndPay against any claims, demands, or
actions brought against End2EndPay by any third party arising out of or related to the Merchant's use of the
End2EndPay's services, including but not limited to any claims related to unauthorized access to the Merchant's
account.
A Chargeback usually happens when a customer files directly with or disputes through his or her credit or debit card issuer a payment on their bill. It may result in the reversal of a transaction. You may be assessed Chargebacks for (i) customer disputes; (ii) unauthorised or improperly authorised transactions; (iii) transactions that do not comply with Card Network Rules or the terms of this Agreement or are allegedly unlawful or suspicious; or (iv) any reversals for any reason by the Card Network, our processor, or the acquiring or issuing banks. Where a Chargeback occurs, you are immediately liable for all claims, expenses, fines and liability we incur arising out of that Chargeback and agree that we may recover these amounts by debiting your Bank Account. Where these amounts are not recoverable through your Bank Account, you agree to pay all such amounts through any other means
In our sole discretion, we may place a Reserve on a portion of your Payouts by holding for a certain period such
portion where we believe there is a high level of risk associated with your business. If we take such steps, we
will provide you with the terms of the Reserve which may include the percentage of your Payouts to be held back,
period of time and any other such restrictions that End2EndPay may deem necessary. Where such terms are changed,
we will notify you. You agree that you will remain liable for all obligations related to your transactions even
after the release of any Reserve. In addition, we may require you to keep your Bank Account available for any
open settlements, Chargebacks and other adjustments.
To secure your performance of this Agreement, you grant End2EndPay a legal claim to the funds held in the
Reserve as a lien or security interest for amounts payable by you.
You agree that you are solely responsible for accepting and processing returns of your products and services. We are under no obligation to process returns of your products and services, or to respond to your customers’ inquiries about returns of your products and services. You agree to submit all Refunds for returns of your products and services that were paid for through End2EndPay to your customers in accordance with this Agreement and relevant Card Network Rules.
You may terminate this Agreement by closing your End2EndPay Account.
We may suspend your End2EndPay Account and your access to End2EndPay services and any funds, or terminate this
Agreement, if;
End2EndPay is committed to managing your Personal Information in line with global industry best practices. You can read our Privacy Policy to understand how we use your information and the steps we take to protect your information.
We try to keep End2EndPay available at all times, bug-free and safe, however, you use it at your own risk.
Our website and services are provided “as is” without any express, implied and/or statutory warranties
(including, but not limited to, any implied or statutory warranties of merchantability, fitness for a particular
use or purpose, title, and non-infringement of intellectual property rights). Without limiting the generality of
the foregoing, End2EndPay makes no warranty that our website and services will meet your requirements or that
our website will be uninterrupted, timely, secure, or error free. No advice or information, whether oral or
written, obtained by you through our website or from End2EndPay, its parents, subsidiaries, or other affiliated
companies, or its or their suppliers (or the respective officers, directors, employees, or agents of any such
entities) (collectively, "End2EndPay parties") shall create any warranty.
End2End Technologies Limited will not be liable to you (whether under the law of contact, the law of torts or
otherwise) in relation to the contents of, or use of, or otherwise in connection with, this website:
to the extent that the website is provided free-of-charge, for any direct loss; for any indirect, special or
consequential loss; or for any business losses, loss of revenue, income, profits or anticipated savings, loss of
contracts or business relationships, loss of reputation or goodwill, or loss or corruption of information or
data.
These limitations of liability apply even if End2End Technologies Limited has been expressly advised of the
potential loss.
In no event will any of the End2EndPay parties be liable for (a) any indirect, special, consequential, punitive,
or exemplary damages or (b) any damages whatsoever in excess of the amount of the transaction or five thousand
united states dollars (us$5,000.00) dollars, whichever is lesser (including, without limitation, those resulting
from loss of revenues, lost profits, loss of goodwill, loss of use, business interruption, or other intangible
losses), arising out of or in connection with End2EndPay’s website or services (including, without limitation,
use, inability to use, or the results of use of End2EndPay’s websites or services), whether such damages are
based on warranty, contract, tort, statute, or any other legal theory.
Some jurisdictions do not allow the exclusion of certain warranties or the limitation or exclusion of liability for certain damages. Accordingly, some of the above disclaimers and limitations of liability may not apply to you. To the extent that any End2EndPay Party may not, as a matter of applicable law, disclaim any implied warranty or limit its liabilities, the scope and duration of such warranty and the extent of the End2EndPay’s Party's liability shall be the minimum permitted under such applicable law.
By using this website, you agree that the exclusions and limitations of liability set out in this website disclaimer are reasonable. If you do not think they are reasonable, you must not use this website.
You accept that, as a limited liability entity, End2End Technologies Limited has an interest in limiting the personal liability of its officers and employees. You agree that you will not bring any claim personally against End2End Technologies Limited's officers or employees in respect of any losses you suffer in connection with the website. Without prejudice to the foregoing paragraph, you agree that the limitations of warranties and liability set out in this website disclaimer will protect End2End Technologies Limited officers, employees, agents, subsidiaries, affiliates, successors, assigns and sub-contractors.
You accept that, as a limited liability entity, End2End Technologies Limited has an interest in limiting the personal liability of its officers and employees. You agree that you will not bring any claim personally against End2End Technologies Limited's officers or employees in respect of any losses you suffer in connection with the website. Without prejudice to the foregoing paragraph, you agree that the limitations of warranties and liability set out in this website disclaimer will protect End2End Technologies Limited officers, employees, agents, subsidiaries, affiliates, successors, assigns and sub-contractors.
We may need to update, modify or amend our Merchant Terms of Service as our technology evolves. We reserve the right to make changes to this Merchant Terms of Service at any time by giving notice to users on this page. We advise that you check this page often, referring to the date of the last modification on the page If you have any objection to any of the changes to this Merchant Terms of Service, you must cease using our website and/or services immediately.
These Terms of Use shall be interpreted and governed by the laws currently in force in the Federal Republic of Nigeria.
We shall make an effort to settle all disputes amicably. Any dispute arising out of this Agreement which cannot be settled, by mutual agreement/negotiation within 1 (one) month shall be referred to arbitration by a single arbitrator at the Lagos Multi-Door Courthouse (“LMDC”) and governed by the Arbitration and Conciliation Act, Cap A10, Laws of the Federal Republic of Nigeria. The arbitrator shall be appointed by both of us (we and you), where both of us are unable to agree on the choice of an arbitrator, the choice of arbitration shall be referred to the LMDC. The findings of the arbitrator and subsequent award shall be binding on both of us. Each of us shall bear our respective costs in connection with the Arbitration. Venue for the arbitration shall be Lagos, Nigeria.
If any portion of these Terms of Use and Service is held by any court or tribunal to be invalid or unenforceable, either in whole or in part, then that part shall be severed from these Terms of Use and Service and shall not affect the validity or enforceability of any other part in this Terms of Use and Service.
You agree that all agreements, notices, disclosures and other communications that we provide to you electronically satisfy any legal requirement that such communications be in writing. Assigning or sub-contracting any of your rights or obligations under these Terms of Use to any third party is prohibited. We reserve the right to transfer, assign or sub-contract the benefit of the whole or part of any rights or obligations under these Terms of Use to any third party.
Effective Date: 25th April 2024